2026 Federal Income Tax Brackets
Find out your 2026 federal income tax bracket with user friendly IRS tax tables for married individuals filing joint returns, heads of households, unmarried individuals, married individuals filing separate returns, and estates and trusts.1
Married Individuals Filing Joint Returns, & Surviving Spouses
Taxable Income | 2026 Tax |
Not over $24,800 | 10% of taxable income |
Over $24,800 but not over $100,800 | $2,480 plus 12% of the excess over $24,800 |
Over $100,800 but not over $211,400 | $11,600 plus 22% of the excess over $100,800 |
Over $211,400 but not over $403,550 | $35,932 plus 24% of the excess over $211,400 |
Over $403,550 but not over $512,450 | $82,048 plus 32% of the excess over $403,550 |
Over $512,450 but not over $768,700 | $116,896 plus 35% of the excess over $512,450 |
Over $768,700 | $206,583.50 plus 37% of the excess over $768,700 |
Heads of Households
Taxable Income | 2026 Tax |
Not over $17,700 | 10% of the taxable income |
Over $17,700 but not over $67,450 | $1,770 plus 12% of the excess over $17,700 |
Over $67,450 but not over $105,700 | $7,740 plus 22% of the excess over $67,450 |
Over $105,700 but not over $201,750 | $16,155 plus 24% of the excess over $105,700 |
Over $201,750 but not over $256,200 | $39,207 plus 32% of the excess over $201,750 |
Over $256,200 but not over $640,600 | $56,631 plus 35% of the excess over $256,200 |
Over $640,600 | $191,171 plus 37% of the excess over $640,600 |
Unmarried Individuals (other than surviving spouses and heads of households)
Taxable Income | 2026 Tax |
Not over $12,400 | 10% of the taxable income |
Over $12,400 but not over $50,400 | $1,240 plus 12% of the excess over $12,400 |
Over $50,400 but not over $105,700 | $5,800 plus 22% of the excess over $50,400 |
Over $105,700 but not over $201,775 | $17,966 plus 24% of the excess over $105,700 |
Over $201,775 but not over $256,225 | $41,024 plus 32% of the excess over $201,775 |
Over $256,225 but not over $640,600 | $58,448 plus 35% of the excess over $256,225 |
Over $640,600 | $192,979.25 plus 37% of the excess over $640,600 |
Married Individuals Filing Separate Returns
Taxable Income | 2026 Tax |
Not over $12,400 | 10% of the taxable income |
Over $12,400 but not over $50,400 | $1,240 plus 12% of the excess over $12,400 |
Over $50,400 but not over $105,700 | $5,800 plus 22% of the excess over $50,400 |
Over $105,700 but not over $201,775 | $17,966 plus 24% of the excess over $105,700 |
Over $201,775 but not over $256,225 | $41,024 plus 32% of the excess over $201,775 |
Over $256,225 but not over $384,350 | $58,448 plus 35% of the excess over $256,225 |
Over $384,350 | $103,291.75 plus 37% of the excess over $384,350 |
Estates & Trusts
Taxable Income | 2026Tax |
Not over $3,300 | 10% of the taxable income |
Over $3,300 but not over $11,700 | $330 plus 24% of the excess over $3,300 |
Over $11,700 but not over $16,000 | $2,346 plus 35% of the excess over $11,700 |
Over $16,000 | $3,851 plus 37% of the excess over $16,000 |
Planning Tip
When looking at your federal income tax bracket, pay attention first to your last bracket. Why? That’s where you start to pocket cash when you find a new or additional tax deduction.
Example: You are married. You and your spouse have taxable income of $220,000. That puts the two of you in the 24 percent federal income tax bracket. If you can find $10,000 in new deductions, you pocket $2,400.
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1 Rev. Proc. 2025-32.
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