You probably think you can’t take money out of your IRAs before age 59 1/2 unless you meet a narrow exception to the unpleasant 10 percent penalty on early distributions.

But that’s not true.

We’ll show you how you can tap your IRAs penalty-free at any age for any reason you choose. And, in some cases, the money is tax-free, too: a true win-win situation. ... Log in to view full article.