The One Big Beautiful Bill Act (OBBBA) has reshaped the U.S. tax code for you—the individual taxpayer.

Whether you’re a parent, student, homeowner, gig worker, or retiree, there’s something in this new law that could directly impact your tax bill.

To help you stay informed and in control, we created the OBBBA Individual Grid—a five-page, easy-to-read chart that distills more than 30 individual tax provisions into a side-by-side comparison of before and after the new law.

Here’s why this document deserves a permanent spot on your desktop:

1. Tax Simplification That Makes Sense

The tax code is complex—but your reference guide is not.

The OBBBA Grid offers crystal-clear summaries of what’s changed for this year (2025), what’s staying, and what’s changing in 2026 and later. No legal jargon. No dense paragraphs. Just plain-English tax clarity.

2. Find Your Tax Breaks in Seconds

Want to know if your child tax credit is going up? Curious about new deductions for overtime and tips? Unsure how your car loan interest or student debt forgiveness will be treated? The answers are all here.

The grid includes key changes to

standard deductions and personal exemptions;

credits for children, caregivers, adoption, and education;

health savings accounts and telehealth rules;

charitable giving (itemized and non-itemized); and

529 plans, ABLE accounts, and even the new Trump account.

And much more.

3. Be Ready Now in 2025—and Beyond

Some provisions kick in as early as January 2025, while others phase in through 2028. This grid keeps you ahead of the curve with dates clearly marked, so you’re not caught off guard by a suddenly expiring credit or a new deduction you could’ve used.

4. Smart Planning Starts with Better Awareness

Tax planning doesn’t begin in April—it starts today. With this grid, you can

talk to your tax advisor armed with specifics;

adjust withholdings, investments, or spending now; and

maximize upcoming deductions and avoid costly surprises.

5. This Five-Pager Puts You in Control

The tax section of the OBBBA is 330 pages—and most of that is not new law—it’s changes to thousands of pages of tax law.

The OBBBA individual grid is a fast, functional reference tool you can open in a second, scan in a minute, and use all year long. Use the OBBBA Individual Grid as your go-to cheat sheet.

Download It. Desktop It. Use It.

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