You may already know that a Roth IRA is a terrific method to save for retirement. Sure, you contribute nondeductible dollars, but then everything you eventually withdraw is tax-free—yes, everything, including the earnings on those contributions!

The Roth IRA is the ultimate Swiss Army knife of savings plans—it’s so much more than just a retirement fund. It’s a retirement savings, a down payment savings, a college savings, and an emergency savings plan all in one!

This article will not only show you how you can tap your Roth IRA to buy a car or a house and pay college expenses but also how to do all this with ZERO taxes and ZERO penalties. ... Log in to view full article.