Remember, to have an HSA, you must have a high-deductible health insurance policy.

Here is a key fact: you don’t need to buy the high-deductible insurance policy from the same company where you will keep your HSA investment account.

The IRS publishes a list of approved non-bank and non-insurance company trustees and custodians. The list (Announcement 2007-47) could do with an update, but it certainly offers lots of ideas with 255 listed firms.1 Thus, you have many choices including banks, insurance ... Log in to view full article.