As you likely know, if you have 49 or fewer employees, the tax law doesn’t require you to offer a medical plan, but you should.

Most of the tax rules that apply to medical plans are straightforward when you have fewer than 50 employees.

And then, when you have your spouse as your only employee in a proprietorship, there’s that great rule that enables the 105-HRA family medical plan that’s exempt from the Affordable Care Act.

Take a few minutes to review the five medical plan strategies in this article. You could find some big money sitting on the table waiting for you.

Big Picture

Here are the five opportunities we will explain in this article:

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