Before you put money into your HSA, you must have the high-deductible health insurance plan in place as described in the article titled “How Tax-Favored Health Savings Accounts Work in a Nutshell.”

Keep in mind that your high-deductible health insurance does not need to come from the place where you park your HSA investment account.

You have choices, lots of choices.

That’s good, because premiums vary with the different companies and with the type of coverage you desire.

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