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Article Date:
February 2008

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Son Pays the Mortgage Interest

I need to refinance my primary residence, but I need my son’s income and credit to refinance. According to the mortgage lender, to get a good interest rate, I need to be the owner occupant who receives the 1098. I don’t need the mortgage deduction. I can’t even afford the house without my son’s help. What can we do to get the mortgage deduction to my son? (R.L., )


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