Search Help

Enter one of more keywords to search. Use quotes for “exact phrase.” Note that '*' and '?' wildcards are supported.

When your search results appear, you can refine your search further: Sort for only results in which all search terms appear AND/OR sort by chronological order.

Article Date:
July 2013

Word Count:



Cut the Spouse’s Tax Cost of Inherited IRAs



I am the sole beneficiary of my spouse’s IRA.1


I have two questions:



If he dies before I die, how will his IRA be taxed?


How will his death impact our required minimum distributions?


Basic Answer


For all the benefits IRAs provide during your lifetime, they also can cause substantial misfortune at death, as we explained in the article Death Taxes the IRA.


But because you are going to be the widow, unlike the beneficiaries in the article above, you are entitled to recent tax breaks that provide some relief from the heavy taxes.


Potential Double Taxation


When you ... Log in to view full article.

Already a subscriber?
Email Address

You’ll be able to read the full article and get instant access to the last few issues of the Tax Reduction Letter
Not yet a subscriber?
with a money-back guarantee

Powered by Cranium Softworks - CMS, Subscription Mgmt & Web Development